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Solar Payback Years

All states

Solar payback in Oregon

A 7.7 kW home solar system in Oregon pays for itself in about 18.9 years at 2026 prices, with no federal tax credit. That ranks #40 of 51 states, where 1 is the fastest.

Installed price
$3.40/W
Oregon median, 2025
Solar output
1,128 kWh
per kW a year, Portland weather
Electricity rate
15.97¢/kWh
average home rate, EIA
Value of a solar kWh
16.0¢
full retail net metering

Pays back in year 19

Cost up front
$26,180
Saved per year
$1,387
Ahead after 25 years
$8,497

Payback by quoted price and roof direction

Find your installer's price per watt (total price divided by system watts) to read your payback in Oregon. Nationally, cash buyers paid a median of $3.00 per watt in 2025 and loan buyers $4.50, because loan fees are often built into the price. East and west roofs make 16% and 12% less power than south here.

Price per watt7.7 kW costsSouth roofEast roofWest roof
$2.50 $19,250 13.9 years16.5 years15.8 years
$3.00 $23,100 16.7 years19.8 years19.0 years
$3.40 (Oregon median) $26,180 18.9 years22.4 years21.5 years
$4.00 $30,800 22.2 years26.4 years25.3 years
$4.50 $34,650 25.0 years29.7 years28.5 years

System size barely changes payback here: a bigger system costs more and saves more in about the same proportion.

Questions about solar in Oregon

How does Oregon pay for solar power I send to the grid?

Oregon is counted here as full retail net metering: each kWh you export earns the same as a kWh you would buy. We have not checked Oregon's rules against its utility commission yet, and some utilities pay less, so check your utility's net metering tariff.

How much did the end of the federal tax credit change payback in Oregon?

With the 30% credit that ended in 2025, the same system would have paid back in about 13.2 years instead of 18.9. The credit ended for systems installed after December 31, 2025. Leased systems and power purchase agreements can still pass on a business credit, but then you do not own the panels.

Is 1,128 kWh per kW a lot?

The range across states runs from about 922 kWh in Alaska to about 1,779 in the Southwest. Sunshine matters less than people expect: the electricity rate and how your utility credits exports move payback more.

States near Oregon in the ranking